Personal Consumer Loan

Personal Consumer Loan:-

  • Processing charges will be 1% of loan amount.
  • For purchase of electronic goods or for any other purposes.
  • Personal consumer loan can be granted to the persons whose track record of repayment is good.


Smriti Small Loan:-

  • Rate of interest will be charged @17.25%.
  • Loan can be granted through Agents/BCs only.
  • Loan can be granted up to Rs.1 lacs against guarantee of agent only.
  • Generally the loan will be given for 3 years. In exceptional cases loan can be given for 5years.
  • Loan more than Rs.1.00 lacs will be granted on giving registry of the Plot/House to the Bank with a maximum of Rs.3 lacs.